How to vet a service provider in under ten minutes

The best vendors aren't always the cheapest, but they are almost always the most organized. Start by asking three questions: license number, proof of insurance, and a recent reference.

A real pro answers in seconds. If they hedge, move on. The five minutes you save now will cost you weeks later.

Once you hire someone, capture the basics: scope, cost, warranty, and a photo of the finished work. Future-you will thank present-you the next time something needs attention.

Build a short list of trusted trades and keep it close. The fastest way to handle a household problem is already knowing who to call.